How to Set Up and Manage Your Payment Methods on Payable.at

What Are Payment Methods on Payable.at?

Payment methods are the individual payment options you add to your Payable.at page. These are the buttons and links your clients click to pay you through their preferred payment app or service.

Instead of sending separate links for PayPal, Venmo, Zelle, Cash App, and other services, you add them all to your Payable.at page once. Then you share a single link that displays all your payment options in one clean, professional place.

Why Use Multiple Payment Methods?

Different clients prefer different ways to pay. Some only use PayPal. Others swear by Venmo. Some prefer traditional methods like Zelle or bank transfers.

By offering multiple payment methods, you:

• Remove payment friction: Clients can use whatever app they already have
• Get paid faster: No waiting for clients to set up new accounts
• Look professional: A organized payment page is more credible than scattered payment links
• Increase payment rates: The easier you make it, the more likely clients will pay promptly
• Reduce back-and-forth: No more “Do you take [insert payment app]?” messages

Supported Payment Methods

Payable.at supports virtually any payment method you can think of:

Popular Payment Apps

• PayPal: PayPal.me links or email addresses
• Venmo: @username handles
• Cash App: $cashtag handles
• Zelle: Email or phone number
• Apple Pay: Email or phone number

Business Payment Processors

• Stripe: Payment links or checkout URLs
• Square: Payment request links
• PayPal Business: Invoice or checkout links
• Authorize.net: Payment page links

International Payment Methods (Coming Soon)

• Wise (formerly TransferWise)
• Revolut
• PayPal International
• SEPA transfers
• Interac (Canada)

Traditional Methods

• ACH/Bank Transfer: Account and routing numbers
• Wire Transfer: Banking details
• Checks: Mailing address
• Cash: Pickup or delivery instructions

Custom Payment Methods

• Cryptocurrency: Bitcoin, Ethereum, or other wallet addresses
• Custom links: Any payment URL or checkout page
• Invoice systems: Links to your invoice software

The platform is flexible. If you can provide a link, username, email, or instructions for it, you can add it as a payment method.

How to Add Payment Methods

Step 1: Access Your Links Dashboard

1. Log into your Payable.at account
2. Click on “Links” in the top navigation
3. You’ll see all your current payment methods listed

Step 2: Click “Add Payment Method”

Look for the “Add Payment Method” button (usually at the top or bottom of your payment methods list).

Step 3: Choose Your Payment Type

Select the type of payment method you want to add:

• PayPal
• Venmo
• Cash App
• Zelle
• Stripe
• Custom Link
• And many more

Step 4: Enter Your Payment Details

Depending on the payment method, you’ll enter:

For PayPal:

• Your PayPal.me link (e.g., paypal.me/yourname)
• Or your PayPal email address

For Venmo:

• Your @username (e.g., @yourname)

For Cash App:

• Your $cashtag (e.g., $yourname)

For Zelle:

• Your email address or phone number

For Stripe:

• Your Stripe payment link or checkout URL

For Custom Links:

• Any URL where clients can pay you
• A label/name for this payment method

Step 5: Add Custom Instructions (Optional)

You can include specific instructions that appear when clients click on this payment method. For example:

• “Please include invoice number in the payment note”
• “Send to this email: [email protected]“
• “Reference your name in the payment description”

Step 6: Save the Payment Method

Click “Save” or “Add” and your payment method will appear on your Payable.at page immediately.

Managing Your Payment Methods

Reordering Payment Methods

The order of your payment methods matters. The first methods listed appear at the top of your page, making them more likely to be used.

To Reorder:

1. Go to your Links dashboard
2. Look for drag handles (usually three horizontal lines) next to each payment method
3. Click and drag methods up or down to reorder them
4. Changes save automatically

Pro Tip: Put your preferred payment method first. If you prefer PayPal because of lower fees, make it the first option clients see.

Editing Payment Methods

Need to update a payment link or username?

1. Find the payment method in your Links dashboard
2. Click the “Edit” button (usually a pencil icon or “Edit” text)
3. Update the details, instructions, or settings
4. Save your changes

Common reasons to edit:

• You changed your Venmo username
• You got a new PayPal.me link
• You want to add or update instructions
• You switched to a business account

Deleting Payment Methods

If you no longer use a payment method:

1. Find the method in your Links dashboard
2. Click the “Delete” or “Remove” button
3. Confirm the deletion

Warning: Once deleted, this payment method will no longer appear on your Payable.at page or any payment requests using it. Make sure you really want to remove it before confirming.

Best Practices for Payment Methods

1. Offer 3-5 Payment Options

Don’t overwhelm clients with too many choices. Research shows that too many options can lead to decision paralysis.

Good example:

• PayPal
• Venmo
• Zelle
• Stripe

Too many:

• PayPal
• Venmo
• Cash App
• Zelle
• Apple Pay
• Stripe
• Square
• Wire Transfer
• Check
• Bitcoin

2. Prioritize Low-Fee Options

Put payment methods with lower fees first. This encourages clients to use methods that cost you less.

For example:

1. Zelle (free)
2. Venmo (free for personal)
3. PayPal (2.9% + $0.30 fee)
4. Stripe (2.9% + $0.30 fee)

3. Use Clear, Simple Instructions

If you add custom instructions, keep them brief and actionable.

Good:

• “Include invoice # in payment note”
• “Send to: [email protected]“
• “Use email associated with your account”

Bad:

• “Please make sure to include the invoice number in the payment description field when you send the payment so I can properly track and reconcile it in my accounting system”

4. Keep Payment Details Updated

Nothing looks worse than a broken payment link. Regularly check that:

• Links still work
• Usernames haven’t changed
• Email addresses are current
• Instructions are accurate

Set a calendar reminder to review your payment methods every 3-6 months.

5. Test Your Payment Methods

Before sharing your Payable.at page:

• Click each payment method to make sure it works
• Send test payments to yourself (if possible)
• Check that instructions display correctly
• View your page on mobile and desktop

6. Consider Your Client Base

Think about who pays you most often:

Younger clients/freelancers: Venmo, Cash App, PayPal Business clients: ACH transfer, check, PayPal Business International clients: Wise, PayPal, wire transfer Tech-savvy clients: Cryptocurrency, Apple Pay

Tailor your payment method order to match your typical client preferences.

7. Add Context When Needed

Use the custom instructions field to clarify:

• Preferred payment apps
• Payment timing expectations
• Reference information to include
• Account holder names if different from your display name

Common Payment Method Scenarios

Freelancer or Consultant

Recommended Setup:

1. Zelle (fast, free, bank-to-bank)
2. Venmo (popular with individuals)
3. PayPal (trusted, widely used)
4. Stripe (for card payments)

Small Business Owner

Recommended Setup:

1. ACH/Bank Transfer (lowest fees)
2. Stripe (professional, accepts cards)
3. PayPal Business (invoicing features)
4. Check (traditional clients)

Creative Professional (Designer, Photographer, etc.)

Recommended Setup:

1. PayPal (client trust + buyer protection)
2. Venmo (quick personal payments)
3. Zelle (bank clients)
4. Stripe (for corporate clients)

Contractor or Tradesperson

Recommended Setup:

1. Zelle (instant, free)
2. Check (traditional preference)
3. Venmo (younger homeowners)
4. Cash App (convenience)

Payment Method Limits

Free Plan

• Up to 2 active payment methods
• Basic customization
• Standard payment method types

Pro Plan

• Unlimited payment methods
• Custom branding options
• Priority support
• Advanced analytics on which methods clients use most

Upgrade to Pro to add unlimited payment methods and unlock premium features.

Troubleshooting Common Issues

“My payment link isn’t working”

Solution:

• Double-check the URL or username you entered
• Make sure there are no extra spaces
• Test the link in a private/incognito browser window
• Verify the payment account is active

“Clients say they can’t find my payment info”

Solution:

• Make sure the payment method is toggled “On”
• Check that you saved your changes
• Clear your browser cache and reload the page
• Ask the client to refresh the page

“I hit my payment method limit”

Solution:

• Remove unused payment methods
• Upgrade to Pro for unlimited methods
• Prioritize your most important payment options

“My payment method order won’t save”

Solution:

• Make sure you’re dragging the method fully into position
• Wait for the “Saved” confirmation message
• Refresh the page to see if changes stuck
• Try a different browser if issues persist

Security and Privacy

What Payable.at Stores

Payable.at only stores:

• Payment method labels (e.g., “PayPal”)
• Public payment information (e.g., @venmohandle, paypal.me links)
• Custom instructions you add

What Payable.at Does NOT Store

• Your account passwords
• Private banking details
• Payment card numbers
• Transaction history

How Payments Work

When a client clicks a payment method on your Payable.at page:

1. They’re directed to that payment platform (PayPal, Venmo, etc.)
2. They complete the payment on that platform
3. Payable.at does not process, hold, or see the payment

You receive payment directly through your chosen payment apps, exactly as if you’d sent the client those links individually.

Getting the Most Out of Your Payment Methods

Track Which Methods Clients Use (Pro Feature)

With a Pro account, you can see analytics on:

• Which payment methods get clicked most
• Which methods actually result in payments
• Client preferences over time

Use this data to:

• Optimize your payment method order
• Remove rarely-used options
• Focus on what your clients prefer

Update Your Page Seasonally

Client payment preferences can change:

• During holidays, some apps offer bonuses for using them
• Tax season might mean more business clients using ACH
• Summer might bring more cash-preferring clients

Review and adjust your payment methods quarterly.

Communicate Your Preferred Method

If you have a strong preference (due to fees, speed, or convenience), let clients know:

In your bio: “Preferred: Zelle for instant payments”

In custom instructions: “Zelle is my preferred method (fee-free!)”

In your outreach: “For fastest payment, use the Zelle option on my payment page”

Most clients will accommodate your preference if you make it clear.

Next Steps

Now that you understand how to manage payment methods:

1. Add your first payment method if you haven’t already
2. Order them strategically with your preferred method first
3. Test each link to make sure everything works
4. Share your Payable.at link with clients

Your Payable.at page is live and ready to accept payments as soon as you add at least one payment method.

Ready to get started?

Set up your payment methods now or visit your Links dashboard if you’re already signed in.

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