Calculator

Deposit & Progress Payment Calculator

Figure out the deposit you should collect before starting work.

Deposits protect you from buying materials for a client who flakes. Enter the job total and deposit % to see each payment in the schedule.

Stop copy-pasting every invoice and reminder.

Payable.at gives you one payment link and automated reminders so clients pay faster without the chase.

Who this is for

20–50% is standard. Material-heavy jobs justify higher. Some states cap deposits by law.

Split a big invoice into easy installments.

Ask for a deposit without sounding pushy.

Add up labor, materials, and overhead in one pass.

Payable.at gives you one link clients can pay via Zelle, Venmo, Cash App, and cards, plus automated reminders so you never chase an invoice again.