Calculator
Late Fee Calculator
Figure out what to charge on overdue invoices.
Enter the invoice amount, how many days it is late, and your late-fee policy. We will compute the updated amount owed.
Stop copy-pasting every invoice and reminder.
Payable.at gives you one payment link and automated reminders so clients pay faster without the chase.
Who this is for
- →Chasing overdue invoices
- →Setting a late-fee policy
- →Updating invoices before sending a final notice
FAQ
How much late fee can I legally charge?
Most U.S. states cap finance charges at 1.5% per month (18% APR). Some states are stricter, so check your state law first.
Do I need a late fee in my contract for it to apply?
Yes, ideally. Put your late fee policy in writing on quotes and invoices before the client owes you money.
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